Harold Shepard  is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of TX. No insurance business may be conducted outside this state referenced.

Harold Shepard is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a a licensed insurance agency, 3620 N Josey Lane, Suite 224, Carrollton, TX 75007, 972-661-2000. In this regard, this communication is strictly intended for individuals residing in the states of Texas. No offers may be made or accepted from any resident outside the specific state referenced. NYLIFE Securities LLC is a New York Life Company.

Harold Shepard is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the state of Texas. As such, these services are strictly intended for individuals residing int he specific states referenced. Eagle Strategies LLC is a New York Life Company.

Shepard Financial Services, LLC is not owned or operated by New York Life Insurance Company or its affiliates.

Neither Harold Shepard , nor  Shepard Financial Services, LLC, nor NYLIFE Securities LLC nor its affiliates offers tax, legal or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.